Fiducia Integrity Oversight
Independent Forensic Oversight for Private Wealth and Fiduciary Protection
We don’t manage your money. We protect it.
Many individuals and families place millions in the hands of private banks, wealth managers, trustees, and investment advisors they believe are operating flawlessly. Yet across portfolios, trusts, custodial platforms, and advisory relationships, errors, misallocations, and even misconduct occur far more often than most people realize.
Fiducia Integrity Oversight exists to ensure those issues never touch your wealth.
We work solely for you, independent from every bank, advisor, trustee, or institution, acting as your forensic advocate across all accounts, trust structures, and financial relationships. Our role is to verify that every balance, transfer, decision, and data point tied to your wealth is accurate, transparent, and aligned with your interests. Your information remains encrypted, private, and protected at all times.
Our work removes uncertainty from complex financial lives. You no longer have to guess whether your accounts, trusts, or advisors are performing as represented, we independently confirm it. We bring clarity, confidence, and peace of mind to every component of your wealth.
What we do:
We act as your independent financial guardian.
Our role is not to manage, trade, or direct your investments - we don’t gain access to do so - we do not touch your funds or make financial decisions on your behalf.
We confirm for you that:
Your assets are where they belong
Transactions are authorized, accurate, and properly documented
Fees and expenses are transparent and justified
Custodians and advisors are acting in accordance with fiduciary and regulatory standards
We stand completely apart from the institutions that hold or invest your money.
Our only loyalty is to you, the client. That independence allows us to see what others cannot and to protect you from risks that others overlook.
Areas of Practice
What We Oversee
High-Net Worth
Our clients include high-net-worth families, business founders, corporate executives, trustees, beneficiaries, and fiduciaries.
Public Figures
We also assist public figures such as professional athletes, celebrities, actors, entertainers, and others whose wealth is managed by advisors, large or small.
Transparency
Any individual or entity seeking transparency in the management of their trusted assets. Every engagement is handled with complete discretion, confidentiality, and loyalty to the client alone.
Fiducia covers the full range of accounts found in high-net-worth portfolios, including brokerage and investment accounts, managed portfolios, retirement accounts (IRA, Roth, inherited IRA, 401(k), 403(b), SEP/SIMPLE), and bank or cash-management accounts (checking, savings, money markets, CDs, treasury ladders). We also oversee all trust-held accounts across revocable and irrevocable trusts, including family and dynasty trusts, grantor trusts, charitable trusts (CRT/CLT), ILITs, GRATs, QPRTs, and other estate or asset-protection structures. In addition, Fiducia reviews entity accounts such as family LLCs, FLPs, holding companies, foundations, donor-advised funds, and UTMA/UGMA accounts, along with specialty custodian or private-bank accounts used for lending, credit lines, collateralized assets, or estate administration.
The Integrity Oversight Cycle
1. Authorization and Access
We establish secure, read-only connections directly with your custodians. We never take custody of your assets, and we never have trading or withdrawal authority. All verification is performed through view-only data feeds that preserve your full control and privacy.
2. Baseline Integrity Review
We rebuild your financial picture from the ground up, confirming balances, inflows, and outflows with exact precision.
3. Transaction Forensics
We analyze every movement of money or securities to identify irregularities, hidden transfers, or unauthorized activity.
4. Fee and Commission Audit
We review all charges against your contracts and prevailing market standards to ensure fairness and transparency.
5. Custody and Control Verification
We confirm exactly who has access to your assets and document any potential overreach or misuse of authority.
6. Ongoing Monitoring
We continue to review, reconcile, and alert you to any issues that require attention, ensuring continuous oversight and peace of mind.
Our Services
Authorization & Access Review:
Confirmation of all individuals and entities with account access, trading permissions, or signatory authority.
Integrity & Fraud Reports:
Verified reconstruction of all accounts and cash flows, establishing a complete and accurate financial baseline. Identifies inconsistencies, alterations, or fabricated elements in client-provided investment statements & data sources.Account Reconciliation Audit:
Cross-check of custodian, advisor, and client statements to identify omissions, discrepancies, or delayed postings.Fee Transparency & Performance Reports:
Full accounting of all charges, deductions, and expenses, compared against agreements and market standards.Advisor Activity Review:
Independent verification of advisor trading, transfers, and fee practices to ensure all actions align with client authorization and fiduciary duty.Custody Matrices:
Clear documentation of who controls each asset, under what authority, and through which institution.
Regulatory & Compliance Cross-Check:
Assessment of adherence to SEC, FINRA, and fiduciary standards to ensure all activity meets legal and ethical requirements.
Exception Summaries:
Plain-language explanations of any irregularities, anomalies, or suspicious activity identified during analysis.Recurring Reporting & Alerts:
Continuous forensic oversight with structured annual, quarterly, or monthly reports and timely proactive notifications and alerts.Observation & Authenticity:
You are promptly informed the moment any unusual or concerning activity is detected. Digital media is contained via cryptographic SHA-256 hashing to create a permanent digital fingerprint.Additional Analyses:
A range of advanced forensic tools and monitoring systems are available, including customized analyses tailored to specific client needs.Forensic Certifications & Metrics:
Written certifications summarizing findings, procedures performed, and confirmation that no unauthorized activity or irregularities were identified. Metrics that provide insight into the measure of the institutions providing your financial data.
Why Clients Choose Fiducia Integrity Oversight
We have no access to your money and no role in managing it.
We answer only to you and act solely in your interest.
More than 25 years of experience in trading systems, compliance, and financial forensics.
Certified and licensed: Our professionals hold various Financial Industry (FINRA) licenses, are CAMS (Certified Anti-Money Laundering Specialists), and hold additional technical certifications such as MCSD (Microsoft Certified Solutions Developers).
Trusted by law firms, trustees, and regulatory professionals.
Confidential, secure, and client-authorized at every step.
A modest fee that protects a lifetime of wealth and brings complete peace of mind.
